UK specialist cycle insurance cover theft locks countries extras

Back to insurance page

UK specialist cycle insurance cover - theft/locks/countries/extras. NB Scroll right (use right arrow key) to see all columns.

Insurance

Bike Insurance 2016 (Oct 15 policy) CTC Cyclecover 2016 (May 14 policy) Cycleguard 2016 (Oct 15 policy) Cycleguard 4 Kids 2016 (Oct 15 policy) Cycleplan 2016 (Jan 16 policy) Cyclesure 2016 (Aug 14 policy) Ecoinsure 2016 (May 14 policy) Endsleigh 2016 (Jan 2016 policy) ETA 2016 (Apr 2015-Mar 2016 policy) Evans 2016 (Oct 15 policy) LCC Urban Cycling 2016 (Aug 14 policy) Protect Your Bubble 2016 (Jun 2013 policy) Velosure 2016 (Nov 2015 policy)

Insurance

Have to use lock from an approved list?

 ✓

 ✓

 ✓

 ✓

 ✓

 ✓

 ✓

 ✓

 ✓ or seek approval of different lock

 ✓

 ✓

 ✓

 ✓

Have to use lock from an approved list?

Theft cover from vehicle parked in public place?

 ✓ 6am-9pm only, unless specified vehicle security used.

 ✓ 7am-9pm only, unless in secure car park.

 ✓ but 6am-9pm only, unless specified vehicle security used.

 ✓ but 6am-9pm only, unless specified vehicle security used.

 ✓ but 6am-9pm only, unless specified vehicle security used.

 ✓ 7am-9pm only, unless in secure car park.

 ✓ 7am-9pm only, unless in secure car park.

 ✓

 ✓ if specified security used.

 ✓ but 6am-9pm only, unless specified vehicle security used.

 ✓ 7am-9pm only, unless in secure car park.

 ✓ if specified security used.

 ✓ if specified security used. Vehicle must be fitted with immobiliser 9pm-6am

Theft cover from vehicle parked in public place?

Theft when away from insured location and left in a public place?

 ✓ for up to 18 hours (24 for triathlon/duathlon event if 'active' premium paid)

 ✓ for up to 12 hours (24 at a railway station)

 ✓ for up to 18 hours (24 for triathlon/duathlon event if 'active' premium paid)

 ✓ for up to 18 hours.

 ✓ for up to 12 hours (24 at a railway, bus, coach station or own workplace)

 ✓ for up to 12 hours (24 at a railway station)

 ✓ for up to 12 hours (24 at a railway station)

 ✓ for up to 24 hrs.

 ✓ for up to 12 hours (24 at a railway station)

Higher excess applies for losses 1-4am.

 ✓ for up to 18 hours 24 for triathlon/duathlon event if 'active' premium paid)

 ✓ for up to 12 hours (24 at a railway station)

 ✓ for up to 12 hrs (24 at railway station or triathlon)

 ✓ for up to 12 hrs (24 at railway station(

Theft when away from insured location and left in a public place?

Cover outside UK?

NB often possible to arrange/extend cover

Options per year for EU and worldwide (90 days total; 45 days per trip).

Worldwide

Options per year for EU and worldwide (90 days total; 45 days per trip).

 ✗

Options per year for 90 days EU (max 30 days per trip)and 45 days per insured period worldwide.

EU

(possible to extend cover)

EU

(possible to extend cover)

30 days EU.

90 days worldwide

Options for EU and worldwide (90 days total; 45 days per trip)

EU

(possible to extend cover)

Option for EU for 90 days (max 30 days per trip)

Europe 60 days (may be extendable - ask); 60 days worldwide.

Dates/countries must be notified before departure

Some countries excluded from liability cover.

Cover outside UK?

NB often possible to arrange/extend cover

Other benefits


(N.B. British Cycling (BC) members have access to BC's own legal/insurance help too.)

Legal expenses.

Helpline.

(N.B. Cyclists' Touring Club members have access to CTC's own legal/insurance help too.)

Optional cover of removable accessories.

Optional cover of cycle and cycling accessories £250, £500 or £1000.

Legal expenses.

Helpline.

Legal expenses.

Helpline.

Includes cover for theft/damage of accessories if rest of bike unaffected.

Includes cover when in custody of airline or courier.

Taxi fare to continue journey (max £100 per insured year)as part of insurance claim for theft/damage.

Roadside rescue in Britain if over 1 mile from home.

Breakdown helpline for emergencies in Britain for 5+ mile journeys.

Free legal advice for accidents and any personal legal problem.

Optional cover of accessories £250, £500.

Legal expenses.

Helpline.

Up to £150 to get home if bike stolen.

£500 bike box cover included

Free legal advice

Roadside rescue in GB/Northern Ireland if over 1 mile from home.

Other benefits

Back to insurance page