UK specialist bicycle insurance who/what bikes are covered

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UK specialist bicycle insurance - who/what bikes are covered? NB Scroll right (use right arrow key) to see all columns.
Insurance Bike Insurance 2016 (Oct 15 policy) CTC Cyclecover 2016 (May 14 policy) Cycleguard 2016 (Oct 15 policy) Cycleguard 4 Kids 2016 (Oct 15 policy) Cycleplan 2016 (Jan 16 policy) Cyclesure 2016 (Aug 14 policy) Ecoinsure 2016 (May 14 policy) Endsleigh 2016 (Jan 2016 policy) ETA 2016 (Apr 15-Mar 2016 policy) Evans 2016 (Oct 15 policy) LCC Urban Cycling 2016 (May 14 policy) Protect Your Bubble 2016 (June 2013 policy) Velosure 2016 (Nov 2015 policy) Insurance

Rider age and details

12+

Designed for British Cycling members (see discount details), but available to non-members.

16+

(children covered by family option).

Designed for Cyclists' Touring Club members, but available to non-members.

16+

12-15.

16+

16+

(children covered by family option).

16+

(children covered by family option).

For students, graduates and professionals of any age

16+

10+

16+

(children covered by family option).

Designed for London Cycling Campaign members, but available to non-members.

16+ (but must be 18+ to take out policy)

16+ (but must be 18-85 to take out policy)

Rider age and details

Other riders included?

An option

Family option

An option

 ✗

Family who permanently reside with you and are 16+

Family option

Family option

 ✗

 ✓

An option

Family option

Family who permanently reside with you and are 16+

16+ (12+ covered by family option

Other riders included?

How many bikes? NB more are often possible - ask

1-3

1-10; contact insurer if 11+

1+

1-3

Multiple

1-12

1-12

1

Multiple

3

1-10

Multiple

1-8

How many bikes? NB more are often possible - ask

Maximum value inclusive of fixed accessories and lock.

NB often possible to arrange higher value cover

Total £12,500

£7,500 (max per bike); total £12,500 (contact for higher total)

Total £12,500

Total £2,000

Total £30,000

£7,500 (max per bike); total £10,000

£7,500 (max per bike); total £10,000

£1,000

£5,000 per bike

Total £12,500

£7,500 (max per bike); total £10,000

£8,000 (max per bike)

£500 - 12,500 (per bike); total £15,000. Ask about higher values.

Maximum value inclusive of fixed accessories and lock.

NB often possible to arrange higher value cover

New for old cover

 ✓ if under 3 years old

 ✓

 ✓ if under 3 years old

 ✓ if under 3 years old

 ✓ if under 3 years old

 ✓

 ✓

 ✓ if under 3 years old

 ✓

 ✓ if under 3 years old

 ✓

 ✓ if under 3 years old

 ✓ if under 3 years old

New for old cover

Competitive use?

An option

 ✓ time trials and sportive/Audax.

Massed start, duathlon, triathlon and other events - an option

 ✓ time trials, charity rides, endurance, cyclosportif/Audax.

Other events - an option

An option

 ✓ time trials only

 ✓ time trials/sportives only.

Other events - an option.

 ✓ time trials/sportives/Audax only.

Other events - an option.

 ✓ time trials/sportives/Audax only.

Other events - an option.

 ✗

 ✓

Includes when in supervised transition area for triathlon

An option

 ✓ time trials only and sportive/Audax.

Other - an option.

 ✓ theft cover during triathlons

ask about other situations

 ✓ including Triathlons. Check re other events.

Competitive use?

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