Triathlon and other competitive riding racing insurance cover

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Triathlon and other competitive riding/racing insurance cover. Updated 3rd March 2016

TriathlonGuard 2016 (Oct 2015 policy)

Official insurance partner: A J Bell London Triathlon, Blenheim Palace Triathlon, Brownlee Tri, Castle Triathlon Series, Ironman Wales

What competitions?

Triathlon and other competitive cycle sports

How many bikes and max. total value

NB often possible to arrange more bikes/higher value cover

1-3 bikes max. total £12,500;

Max. value of individual bike £12,500;

New for old

 ✓ if under 3 years old.

Stipulated security

Approved lock; specific door/window/vehicle security.

Bike need not be locked when competing.

Cover outside UK

NB often possible to extend this.

 ✓ Options for UK, 90 days Europe (max 45 days per trip), 90 days worldwide (max 45 days per trip)

Minimum claim



£25 for each/any claim (differs in some situations)


Annual or monthly


Other riders.

Public liability and personal accident.

Cycle/ing accessories up to £1000.

Discount for no claims


Discount for age


Discount for online applications


Loyalty bonus

 ✓ 5-20% at renewal regardless of claims

Other info

For 16yrs+

Eligible with prior claims

Professional triathletes considered

Includes replacement cycle hire whilst awaiting repair/replacement under an approved claim. Conditions apply.

Multibike discount of 10% for 2 bikes, 15% for 3.

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